Need care during the outbreak? Learn how DHPV can help

Need care during the outbreak? Learn how DHPV can help

Report: Out of Pocket Health Care Costs Increasing

Out of Pocket Health Care Costs Increasing

According to an April 22, 2014 article on, both providers and consumers experienced a significant increase in health-care costs 2014.  A report released Wednesday by TransUnion HealthCare showed that out-of-pocket health-care costs rose by 11% in 2014, and that consumers have less money to pay for these rising costs despite a slowly improving economy.

The report included anonymous data estimates from thousands of clinics across the country, and was compared to financial data provided by TransUnion.

Increased costs are being passed on to consumers from their employers as insurance costs continue to rise, according to the National Association of Health Underwriters President Tom Harte.  According to Harte, employers shift the cost to their employees in the form of higher deductibles and plan changes in order to offset the average 20% increase in premiums companies are facing.

Other findings in the TransUnion report include evidence that the amount of revolving credit available to consumers to pay for these medical costs is decreasing as well.  According to, “For every $100 in health-care costs, consumers had $1,350 in revolving credit to potentially make those payments in the last quarter of 2014. For the same quarter in 2013, consumers had $1,520 in revolving credit for every $100 in health-care costs.”

Dr. Steven Lipsky

Steven J. Lipsky MD, FACEP has been a Board Certified Emergency Physician in Arizona for the last 41 years, and a resident of the Town of Paradise Valley for the last 40 years. He received his Doctor of Medicine degree from New York University School of Medicine and did post-graduate training in Family Practice at St. Joseph’s Hospital and Medical Center in Phoenix before going into the full-time practice of Emergency Medicine in 1975. Dr. Lipsky has worked in every type of Emergency Department in Arizona – from inner city and rural, small volume and large, public and private hospitals, teaching and nonteaching hospitals. He has taught at the Midwestern University Arizona College of Osteopathic Medicine – Division of Clinical Education, as well as in Kirksville College of Osteopathic Medicine Arizona. He has received the highest number of patient satisfaction letters in his group at multiple facilities and has been recognized at Paradise Valley Hospital for his outstanding performance. A past president of the Arizona College of Emergency Physicians (representing over 800 Emergency Physicians in our state) along with many other positions in the organization, Dr. Lipsky was also one of six Councillors representing Arizona to the National Council of the American College of Emergency Physicians. Dr. Lipsky built, owned, and was the Medical Director for the first 24hr free-standing Emergicenter and Advanced Life Support Ambulance Service in Jamaica. In conjunction with USAID, Cornell Medical Center’s School of Public Health, the Ministry of Health and Environmental Control of Jamaica, and the U.S. Peace Corps, he participated in a successful program to stem infant mortality in rural areas.

Call For Care Now

Speak directly with one of our highly trained Board Certified Emergency Physicians.





Follow Us

Check us out on our social media.

Copyright Dr. Housecalls of Paradise Valley 2022 All rights reserved.