$100 Premiums Too Much for Most Americans

Obamacare may have brought healthcare into the homes of many Americans, but there are still many more who are without coverage and the majority of those uninsured are claiming affordability factors for the reasons.  CNBC (10/22, 1.79M) recently reported on a survey that was conducted by HealthPocket.com in which respondents were asked about such things as coverage affordability. 

The majority of adults who responded, 57 percent, said that they could only afford to pay “$100 or less” per month for health insurance in 2016.  The second most common answer, from 17 percent of respondents, was $200 per month.   Unfortunately, most plans under the Affordable Care Act cost more than $100 per month before any federal subsidies are available.

Federal subsidies are available to those who buy within the exchange and who are considered to be low to moderate income.  Currently, about 85 percent of exchange customers qualify for financial aid and a spokesman for the Department of Health and Human Services indicated that these same people are able to purchase plans that cost less than $100 per month after subsidy.

[author] [author_image timthumb=’off’]http://www.drhousecallsofpv.com/wp-content/uploads/2013/02/sjlphoto1sm.jpg[/author_image] [author_info]
Steven J. Lipsky MD, FACEP has been a Board Certified Emergency Physician in Arizona for the last 37 years, and a resident of the Town of Paradise Valley for the last 37 years. Steve Lipsky on Google Plus[/author_info] [/author]

Dr. Steven Lipsky

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